For Real Estate Investors

Fast, Flexible Capital for Your Next Deal

Vidas Capital provides private real estate loans with direct decision-making and transparent terms. No red tape, no committees — just straightforward lending from people who understand your deals.

7–14 Days
Fix & Flip Close Time
Up to 90%
Loan-to-Cost
Up to 75%
Max LTV / LTC

From Application to Close

Our streamlined process gets you from inquiry to funded in days, not weeks.

1

Submit Your Deal

Fill out our loan request form with your project details. Our team reviews every submission personally.

2

Get a Term Sheet

Our team reviews your deal and reaches out with terms. We keep the process simple and direct.

3

Underwriting

We move efficiently through underwriting with minimal documentation requirements and no surprises.

4

Close & Fund

Sign documents and receive funding. Fix & Flip loans typically close in 7–14 business days.

Financing Built for Investors

Our core products are built around the strategies most active investors rely on — with flexible terms and direct access to decision-makers.

🔨

Fix & Flip

Short-term financing for acquisition and renovation of investment properties. We lend on the as-repaired value so you can maximize capital efficiency — and close in 7–14 business days.

6–18 Month Terms Up to 90% LTC Interest-Only 7–14 Day Close
🌉

Transactional Funding

Same-day or short-term capital for back-to-back closings and double-close transactions. Ideal for wholesalers and investors who need fast, flexible bridge capital to lock in a deal.

Short-Term Same-Day Available Quick Close Flexible Exit
🏠

DSCR / Rental Loans

Long-term financing for stabilized rental properties underwritten on cash flow, not personal income. Build and hold your rental portfolio without W-2s or tax returns.

30-Year Amort DSCR ≥ 1.0x Up to 75% LTV SFR & Small Multi
Also Available
🏗️

Ground-Up Construction

New construction loans with draw schedules tied to project milestones for residential and small mixed-use builds.

12–24 Month Terms Up to 85% LTC Draw Schedule
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Commercial Real Estate

Private lending for mixed-use, small multifamily, and light commercial assets where conventional banks can't move fast enough.

Flexible Terms Up to 65% LTV Value-Add OK

A Lending Partner, Not Just a Lender

We've built our process around how serious investors actually work.

Speed to Close

Our in-house team makes decisions fast. Fix & Flip loans typically close in 7–14 business days from completed application.

🎯

Direct Decision-Making

You speak directly with the decision-makers. No loan committees or black-box underwriting.

📋

Minimal Red Tape

We don't require tax returns, W-2s, or traditional income verification for most loan products.

🔁

Repeat Borrower Rewards

We value long-term relationships and offer preferred terms to repeat clients with a strong track record.

Submit Your Loan Request

Tell us about your deal and our team will follow up directly to discuss terms.

Your information is kept strictly confidential. We'll be in touch soon.